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PSA vs BGS vs CGC for Enduring Vitality #404 MTG Duskmourn House of Horror: Which Pays Most in 2026?

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PSA has graded a specific number of Enduring Vitality #404 copies — and the scarcity curve at each tier is the only data that matters for the ROI call. For a popular Magic: The Gathering card like Enduring Vitality #404 from the Duskmourn House of Horror set, understanding these nuances is crucial for anyone looking to maximize their investment or simply secure the best possible outcome for their graded collection. This article dives deep into the 2026 market data for graded Enduring Vitality #404, comparing PSA, BGS, and CGC to help you make an informed decision. We’ll look at median sold prices, transaction volumes, grading costs, and turnaround times. The headline number you need to know right now? Based on current 2026 data: PSA 10 of Enduring Vitality #404 trades at an estimated $294.00; BGS 9.5 trades at $64.95; and CGC 10 has no recent sales data to report. Here’s which one to send.

The Price Data

Data source: eBay 90-day sold comps, May 2026

As you can see from the table above, a stark contrast exists between the two major grading services with available data for Enduring Vitality #404. PSA commands a significant premium, with its PSA 10 grade valued substantially higher than the raw card median. This indicates strong market confidence in PSA’s top tier for this specific Magic: The Gathering card. In contrast, BGS 9.5 is trading below the raw card median, suggesting that for Enduring Vitality #404, BGS’s mid-tier grade isn’t currently capturing the same collector demand or perceived value as a PSA 10. The absence of CGC 10 data means we can’t draw direct comparisons for that specific grade, leaving PSA as the clear leader in terms of median sold price for a top-tier grade on this card. The “Premium vs Raw” column is calculated by comparing the graded median to the raw median of $180.19. For PSA 10, that’s a 63.2% premium ($294.00 / $180.19 - 1). For BGS 9.5, it’s a negative premium of -63.9% ($64.95 / $180.19 - 1), meaning it sells for less than the raw card.

Cost & Turnaround Comparison

Note: Fees and turnaround times as posted on each grader’s own site on October 12, 2026, for the cheapest open single-card tier that covers this card’s value. PSA’s Value tiers (Value Bulk, Value, Value Plus and Value Max) have been paused since June 2, 2026. Beckett has paused its Base and Standard tiers, so Express is the only open BGS tier. CGC’s Bulk tier requires a 25-card minimum, so it is not used for single-card math.

When we look at the cost to grade, the picture becomes a bit more nuanced. PSA’s Value tiers have been paused since June 2, 2026, so its cheapest open tier is Standard at $59.99, with a posted turnaround of 90-100 business days. Beckett has paused its Base and Standard tiers; its only open tier, Express at $79.95, includes subgrades and is the fastest of the three at a posted 15 business days. CGC’s Economy tier is the cheapest at $20.00, but its posted turnaround is 90 working days; its Standard tier ($55.00) is posted at 10 working days. For Enduring Vitality #404, if your goal is lower cost, CGC is worth considering, assuming their grading standards align with market expectations for this card.

The ROI Math for Each Grader

Before diving into the numbers, it’s essential to reiterate that CGC #10 data is currently unavailable for Enduring Vitality #404. Therefore, we’ll focus our ROI analysis on PSA and BGS, the two graders for which we have sufficient sales data. The raw median for Enduring Vitality #404 is $180.19. For our cost calculations, we use each grader’s cheapest open tier for the card’s graded value: $59.99 for PSA Standard (the Value tiers have been paused since June 2, 2026) and $79.95 for BGS Express (the only open Beckett tier). We also factor in eBay’s trading card fee (13.25% of the sale plus $0.40 per order) and an estimated $5.00 to ship the slab to the buyer.

PSA

• Raw Cost: $180.19

• Grading Fee (PSA Standard, the cheapest open tier for a $294.00 card): $59.99

• eBay Fee (13.25% of $294.00 + $0.40 per order): $39.36

• Shipping to Buyer (estimate): $5.00

• Total Cost: $180.19 + $59.99 = $240.18

• Net Sale Proceeds: $294.00 - $39.36 - $5.00 = $249.64

• Net Expected Profit: $249.64 - $240.18 = $9.46

• Expected ROI: 3.9%

• Break-even Raw Price: $189.65

For a PSA 10, the math shows a positive net profit of just $9.46 (ROI 3.9%) based on the median sold price. This means that if you can acquire Enduring Vitality #404 for $180.19 (the raw median) and it successfully grades as a PSA 10, you come out only slightly ahead. The break-even point for the raw card is $189.65, so any raw copy purchased above that price, or any copy that grades below a PSA 10, results in a loss. The 63.2% premium over the raw median for a PSA 10 shows real demand for top-tier PSA-graded copies, but at current fees it barely covers the cost of grading and selling.

BGS

• Raw Cost: $180.19

• Grading Fee (BGS Express, the only open Beckett tier): $79.95

• eBay Fee (13.25% of $64.95 + $0.40 per order): $9.01

• Shipping to Buyer (estimate): $5.00

• Total Cost: $180.19 + $79.95 = $260.14

• Net Sale Proceeds: $64.95 - $9.01 - $5.00 = $50.94

• Net Expected Profit: $50.94 - $260.14 = -$209.20

• Expected ROI: -80.4%

• Break-even Raw Price: none (the slab loses money even if the raw card were free)

The ROI for a BGS 9.5 on Enduring Vitality #404 is, frankly, dismal based on the current data. The median sold price of $64.95 is significantly below the raw card median of $180.19. When you factor in the grading fee, selling fees, and shipping, the expected net profit is a substantial loss of $209.20 (ROI -80.4%). No raw price breaks even: the $64.95 BGS 9.5 median doesn’t cover the $79.95 Express fee on its own. This clearly indicates that submitting Enduring Vitality #404 to BGS with the expectation of a 9.5 grade is not a financially sound strategy at this time. The negative premium of -63.9% highlights that collectors are not willing to pay more for a BGS 9.5 than for a raw copy.

Winner on ROI: PSA is the undisputed winner for Enduring Vitality #404 based on current 2026 market data. It is the only grader with a profitable outcome, though a thin one: $9.46 per card, an ROI of 3.9%. BGS 9.5, on the other hand, represents a significant financial loss.

Which Grader Should You Choose for THIS Card?

For Enduring Vitality #404, our recommendation is clear: send it to PSA if your goal is to maximize resale value. The data overwhelmingly supports this. A PSA 10 grade for this card is currently trading at a substantial premium, making it the only profitable option, though at current grading fees the margin is thin. The market consistently favors PSA for high-demand Magic: The Gathering cards, especially in their top grade.

The premium for a PSA 10 Enduring Vitality #404 over the raw median is currently 63.2%. After PSA’s $59.99 Standard fee, eBay fees and shipping, that premium leaves a net profit of $9.46 per card (ROI 3.9%), whereas BGS 9.5 results in a considerable loss. Grade only copies that look like clear PSA 10 candidates.

Edge Cases Where Another Grader Might Win:

• If You Own a Flawless BGS 9.5 or Higher with Subgrades You Want to Showcase: While the median BGS 9.5 price is low, a BGS 9.5 quad subgrade 10 or a BGS 10 Pristine could theoretically fetch a higher price. However, the current data doesn’t support this for Enduring Vitality #404, and achieving such grades is exceptionally rare. If you’re not aiming for a BGS 10 Pristine, we’d strongly advise against BGS for this card.

• If You Prioritize Speed and Lower Cost for Personal Collection/Display: If your primary goal isn’t immediate resale profit and you simply want the card slabbed for your personal collection, CGC’s $20.00 Economy tier offers a more affordable route, though its posted turnaround is 90 working days. However, be aware that the market’s current valuation for a CGC 10 Enduring Vitality #404 is unknown, and it’s unlikely to command the same premium as a PSA 10.

• If You’re Submitting a Large Bulk Order and CGC’s Bulk Pricing is Significantly Lower: For collectors looking to grade many cards at once, CGC’s bulk submission tiers can offer cost savings. But even with lower fees, the potential for a lower resale price for a CGC-graded Enduring Vitality #404 compared to a PSA 10 needs to be weighed carefully.

Based on the current 2026 market conditions and the verified sales data, PSA is the most financially prudent choice for Enduring Vitality #404.

When to Use Each Grader in General

While Enduring Vitality #404 points strongly towards PSA, it’s always good to have a general understanding of when each major grader shines:

• PSA: This is generally the go-to for modern, mass-market TCGs and sports cards where the highest resale ceiling is the primary driver. If you have a card that has a high population of potential collectors and you’re aiming for the absolute best price, PSA is usually the market leader, especially for its Gem Mint 10 grade.

• BGS (Beckett Grading Services): Beckett excels when subgrades are a critical factor. This is particularly true for vintage sports cards where condition details like centering, edges, and corners are heavily scrutinized and can command significant premiums. The BGS 10 Black Label is the ultimate prize, commanding astronomical prices, but achieving it is incredibly difficult. For TCGs, BGS can be a solid choice, especially if you believe your card has near-perfect subgrades, but for most TCG players, PSA often offers a more liquid market.

• CGC (Certified Guaranty Company): CGC has rapidly gained traction, particularly in the TCG and comic book markets, due to its speed, competitive pricing, and excellent service. They offer great value for bulk submissions and are often favored by collectors who want a quick turnaround and reliable grading for less valuable or more common cards, or for those building collections in specific sets where CGC has a strong presence. Their TCG-specific labels are also a plus for many players.

• SGC (Sportscard Guaranty Corporation): While primarily known for vintage sports cards with its distinctive tuxedo-style label, SGC is making inroads into the TCG space. However, its market share and recognition for TCGs are not as established as PSA, BGS, or CGC. Generally, SGC is the choice for those who appreciate its aesthetic and history within the sports card world, or if specific market trends for a particular TCG subset emerge favoring SGC.

Where to Source This Card

If you’re looking to add Enduring Vitality #404 to your collection, whether raw or graded, the primary marketplaces are your best bet. eBay remains the dominant platform for both raw cards and graded slabs, offering a vast selection and competitive bidding. You can often find raw copies for a better price if you’re willing to hunt for deals and have them graded yourself. For graded copies, comparing prices across different sellers is key to getting the best value.

Check active PSA-graded listings on eBay is an excellent starting point for seeing what a PSA 10 Enduring Vitality #404 is currently listed for and what recent sales have occurred. It’s crucial to monitor these active listings and recent sales to understand the current market valuation.

For raw copies, Browse raw copies on TCGPlayer is a fantastic resource. TCGPlayer aggregates offers from numerous reputable vendors, allowing you to compare prices, shipping costs, and seller ratings. Buying raw and sending for grading is often a strategy for collectors aiming for a PSA 10, as demonstrated by the profitable ROI in our analysis. Always inspect raw card images carefully for potential condition issues like whitening, print defects, or off-centering that might prevent a top grade.

Pro Tip: When buying raw cards to grade, always check the centering visually. Even a perfectly printed card can be significantly devalued by poor centering, which often results in a lower grade like an 8 or 9, drastically impacting your potential ROI. Look for cards with edges and corners that appear sharp and free from wear.

Frequently Asked Questions

How much is a PSA 10 Enduring Vitality #404 worth?

As of May 2026, a PSA 10 Enduring Vitality #404 is trading at a median of $294.00, according to eBay 90-day sold comps. This represents a premium of 63.2% over the raw card median of $180.19.

Is Enduring Vitality #404 from Duskmourn House of Horror a good investment?

Based on the current grading data, a PSA 10 grade for Enduring Vitality #404 shows a positive ROI. The card commands a substantial premium in its top grade, but at current grading fees the margin is thin: $9.46 per card (ROI 3.9%) for a raw copy bought at the $180.19 median, and a loss for any raw copy bought above $189.65 or any grade below a PSA 10.

Should I grade Enduring Vitality #404 with BGS or PSA?

For Enduring Vitality #404, PSA is the recommended grader for maximizing resale value in 2026. A PSA 10 grade yields a small profit ($9.46, ROI 3.9%), whereas a BGS 9.5 grade results in a significant financial loss, trading below the raw card median.

What is the raw median price for Enduring Vitality #404?

The raw median for Enduring Vitality #404, as of May 2026, is $180.19. This is the benchmark against which the profitability of graded copies is measured.

How long does it take to get a card graded by PSA?

PSA’s cheapest open tier, Standard ($59.99), has a posted turnaround of 90-100 business days as of October 12, 2026; faster tiers cost more, such as Express ($199.00) at 20-30 business days. Turnaround can fluctuate based on submission volume.

Are CGC graded cards worth less than PSA graded cards for MTG?

Generally, PSA graded Magic: The Gathering cards, especially in their Gem Mint 10 grade, tend to command higher resale values and have greater market liquidity than CGC graded cards for many popular TCGs. However, CGC is growing in popularity, and specific set trends or collector preferences can influence this dynamic.

As you can see, making informed decisions about grading is paramount to success in the TCG collectibles market. Understanding the specific data for cards like Enduring Vitality #404 and comparing the offerings of PSA, BGS, and CGC is key. For more insights into collecting and investing in Magic: The Gathering and other TCGs, be sure to explore our in-depth guides, including our review on Is Duskmourn House of Horror Commander MTG Worth Collecting? 2026 Investment Review and our comparison of PSA vs BGS vs CGC for Ms. Bumbleflower #103 MTG Bloomburrow Commander: Which Pays Most in 2026?. Dive deeper into the world of TCG collectibles and sharpen your investment strategy.